xelara

Terms of Service

Last updated: 15th January 2026

Acceptance of Terms

By accessing and using the services provided by xelara S.L. ("Company", "we", "our", or "us"), you ("Client", "you", or "your") agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and xelara regarding your use of our financial consulting services and website.

If you do not agree to these Terms, you must not use our services or access our website. Your continued use of our services constitutes acceptance of any modifications to these Terms.

1. Company Information

xelara S.L. is a financial consulting company registered in Spain with the following details:

  • Legal Name: xelara S.L.
  • Registration Number: B-54820391
  • VAT Number: ESB76291045
  • Registered Address: Calle Real 3, 41746 Seville, Andalusia, Spain
  • Contact Email: legal@xelara.world
  • Phone: +34 957 039 920

2. Services Description

xelara provides professional financial consulting services including but not limited to:

  • Financial planning and strategy development
  • Risk management and assessment
  • Regulatory compliance advisory
  • Investment advisory services
  • Tax optimisation and planning
  • Corporate finance solutions

All services are provided in accordance with applicable Spanish and European Union regulations governing financial services.

3. Client Obligations

As a client of xelara, you agree to:

  • Provide accurate, complete, and current information necessary for service delivery
  • Cooperate fully with our team and respond promptly to requests for information
  • Pay all fees and charges in accordance with agreed terms
  • Maintain confidentiality of any proprietary methodologies or strategies shared by xelara
  • Use our services only for lawful business purposes
  • Notify us promptly of any changes in your business circumstances that may affect our services
  • Comply with all applicable laws and regulations in your jurisdiction

4. Payment Terms

Payment terms for our services will be specified in individual service agreements or proposals. Unless otherwise agreed:

  • Fees are due within 30 days of invoice date
  • Late payments may incur interest charges at the rate of 1.5% per month
  • All fees are quoted exclusive of applicable taxes
  • Payment must be made in Euros unless otherwise agreed

5. Intellectual Property

All intellectual property rights in our methodologies, reports, analyses, recommendations, and other materials created by xelara remain the exclusive property of xelara. This includes but is not limited to:

  • Proprietary analytical frameworks and models
  • Research methodologies and processes
  • Software tools and applications developed by xelara
  • Training materials and documentation

Clients are granted a limited, non-exclusive licence to use materials provided specifically for their engagement. This licence does not permit redistribution, modification, or commercial use of our intellectual property without written consent.

6. Confidentiality

xelara acknowledges the confidential nature of client information and agrees to maintain strict confidentiality regarding all client data, business information, and strategic plans. We will not disclose confidential information except:

  • With your express written consent
  • As required by law or regulatory authorities
  • To professional advisors bound by similar confidentiality obligations
  • In anonymised form for research or marketing purposes

7. Professional Standards

xelara operates in accordance with professional standards applicable to financial consulting services in Spain and the European Union. However, our services are advisory in nature, and all final decisions remain with the client. We do not guarantee specific financial outcomes or results.

8. Limitation of Liability

To the maximum extent permitted by law, xelara's liability for any claims arising from our services is limited to the fees paid by the client for the specific service giving rise to the claim. We shall not be liable for:

  • Indirect, consequential, or punitive damages
  • Loss of profits, revenue, or business opportunities
  • Damages resulting from client's failure to implement recommendations
  • Market fluctuations or economic conditions beyond our control
  • Actions taken by third parties

This limitation applies regardless of the legal theory upon which the claim is based, whether in contract, tort, negligence, or otherwise.

9. Force Majeure

Neither party shall be liable for any failure or delay in performance due to circumstances beyond their reasonable control, including but not limited to natural disasters, government actions, war, terrorism, labour disputes, or technical failures.

10. Data Protection

Our collection, use, and protection of personal data is governed by our Privacy Policy, which forms an integral part of these Terms. By using our services, you consent to the processing of your personal data as described in our Privacy Policy.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Spain. Any disputes arising from or relating to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Seville, Spain.

For clients located in other European Union member states, you may also bring proceedings in the courts of your habitual residence for matters relating to consumer contracts, where applicable.

12. Dispute Resolution

We encourage clients to contact us directly to resolve any concerns or disputes. If a dispute cannot be resolved through direct communication, we are open to mediation or other alternative dispute resolution methods before pursuing formal legal proceedings.

13. Termination

Either party may terminate the service agreement with 30 days' written notice. xelara reserves the right to terminate services immediately in cases of:

  • Non-payment of fees after written notice
  • Breach of these Terms or service agreements
  • Provision of false or misleading information
  • Illegal or unethical conduct by the client

Upon termination, all outstanding fees become immediately due, and both parties must return any confidential information belonging to the other party.

14. Modifications to Terms

xelara reserves the right to modify these Terms at any time. We will provide notice of material changes by posting updated Terms on our website and notifying existing clients by email. Continued use of our services after such modifications constitutes acceptance of the revised Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with any service agreements and our Privacy Policy, constitute the entire agreement between xelara and the client regarding the use of our services. No other agreements, representations, or warranties exist unless explicitly agreed to in writing.

17. Contact Information

For questions regarding these Terms of Service, please contact us:

  • Email: legal@xelara.world
  • Phone: +34 957 039 920
  • Address: xelara S.L., Calle Real 3, 41746 Seville, Andalusia, Spain

We are committed to addressing your enquiries promptly and professionally.